We make it easy for consumers to get the money they need from only the nation’s most reputable lenders. Unlike most traditional forms of consumer credit, it is quick and easy to obtain a no credit check loan, even with bad credit or no credit at all. There is never any hassle, and Wellloans.com successfully matches more than 92% of its applicants with at least one lender.
Filling out an application with Wellloans.com is incredibly easy. Simply provide us with some basic information such as your name, email address and a bit of information about your income and employment, and we will send it throughout our network of more than 300 lenders who are all competing for your business. This way, you can rest assured that you will get only the best rates possible on your offer.
After your application has been submitted, you will likely be contacted by more than one lender with an offer for a no credit check loan online. We advise you to review each offer very carefully and select the one that best works for you in your unique financial situation. You are never under any obligation to accept an offer and you can cancel the process at any time at your discretion as long as you have not yet provided your signature.
If you like one of the offers that are presented to you, all you have to do is provide an electronic signature and send the completed agreement form back to your lender. You will receive your final approval in less than an hour and your lender will deposit your no credit check loan into the bank account you specified on the following business day.
Most of our lenders do not consider your credit rating when you apply for a short term loan. Rather, they verify that you can meet the following guidelines and that your income is substantial enough to repay your debt. The guidelines are:
- You must be at least 18 years old
- You must be employed for at least 90 days consecutively with the same employer
- You must have a valid email address and working telephone number
- You must have a bank account in your name
- You must live and work legally in the United States
Cash loans are only truly beneficial when they are used responsibly. You should never borrow more money than what you can repay, you should never borrow money if you are not experiencing an emergency situation, and you should always be sure to repay your no credit check loan online on time. By doing so, you will build a business relationship with your lender that will allow you to get larger loans at lower interest rates in the future. You may also be eligible for other credit products from that lender that could save you even more money.
The lenders in our network understand that unforeseen issues may hinder your ability to repay your no credit check loan on time. If this is the case, please contact your lender as soon as possible—and before the due date. They may be able to provide you with options such as rollovers or extensions, and though there is a cost associated with these, it is lesser than the cost of nonsufficient funds fees and late payment fees.